Search Jobs | About Us | Careers Home  

Commercial Banker I

Location:Greenville, NC
Employment Type:Full Time
Description:Fully responsible for development and management of a commercial portfolio. Under minimal direction, generates loans, deposits and fee income through prospecting, analyzing, underwriting, approving, and closing relationships with individuals, businesses and professionals.
Duties:Calls on existing or potential customers to develop new business and/or expand and retain current business.
Solicits total banking relationships by partnering with Cash Management and/or Branch Office staff to demonstrate full scope of bank products and services.
Interviews commercial lending applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
Underwrites new loans and administers existing loan and relationship base.
Makes decisions on loans and establishes terms within specified lending limits, or makes recommendations to a higher authority.
Follows current loans and credit lines to ensure conformity with terms, bank policy, regulatory guidelines and developing trends.
Studies industrial, commercial, and financial situations relating to new or existing businesses.
Makes recommendations to customer on financial and organizational structure, locations, and other matters on which the company may have information.
Participates with more senior lenders on larger loans and lines and keeps informed regarding the status of the Bank’s outstanding loans.
Represents the Bank in business development efforts and civic and community functions.
Qualifications:4-year college degree in Business or related field; or equivalent in education and experience
10+ years banking experience in commercial lending
Thorough knowledge of lending regulations, compliance procedures, and credit analysis
Excellent human relations, sales, and communications skills
Detail-oriented with ability to excel in high-volume environment
Proficiency in Windows-based PC systems and banking software

Click to Apply 

Share this Job:

Sign Up for Job Alerts

Managed by Job Match LLC, All Rights Reserved - iApplicants™ Applicant Tracking System © Copyright 2005-2014 | admin